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Who to tell after a cyber incident in Canada

After a cyber incident, the list of people who may need to hear from you is longer than most organizations expect: privacy regulators, police, the Cyber Centre, your insurer, your bank, sector regulators, clients. Each has its own trigger and its own clock. This is one map of all of them.

5 min readPrivacy & AI

Reviewed by the ITRS security team · Last updated

Who do you report a cyber incident to in Canada?

Report the incident to the Canadian Centre for Cyber Security through its online reporting form, and to your local police in an emergency or where a crime occurred. Fraud also goes to the Canadian Anti-Fraud Centre. If personal information was involved and there is a real risk of significant harm, PIPEDA requires a report to the Privacy Commissioner of Canada.

First: call your lawyer and your insurer

Before deciding who else to tell, bring in legal counsel and notify your cyber insurer. Counsel can direct the investigation and decide what must be reported, when, and how it is worded. Most cyber policies require prompt notice and some require you to use particular vendors or obtain consent before incurring costs. Reporting to anyone else is not usually urgent enough to skip these two calls, and early statements to third parties are hard to take back.

Then preserve evidence. Most of the reports below ask what happened, when, what data was involved and how many people are affected. You can only answer accurately if logs, mailboxes and affected devices have been preserved.

Privacy regulators

If personal information is involved, one or more privacy regulators may need a report. The main regimes:

RegulatorWho it coversTrigger and timing
Office of the Privacy Commissioner of Canada (OPC)
Private-sector organizations under PIPEDA
Breach of security safeguards creating a real risk of significant harm; report as soon as feasible, notify individuals, keep records of every breach for 24 months
Information and Privacy Commissioner of Ontario (IPC)
Health information custodians under PHIPA; provincial institutions under FIPPA; municipal institutions under MFIPPA
PHIPA: specified situations, at the first reasonable opportunity, plus annual statistics by March 1. FIPPA: RROSH-based reporting since July 1, 2025. MFIPPA: from January 1, 2027
Commission d'accès à l'information du Québec (CAI)
Enterprises holding personal information of Quebec residents
Confidentiality incident presenting a risk of serious injury; notify promptly; keep a register of all incidents for 5 years
Office of the Information and Privacy Commissioner of Alberta
Private organizations under Alberta PIPA
Real risk of significant harm; notify the Commissioner without unreasonable delay
Office of the Information and Privacy Commissioner for BC
Private organizations under BC PIPA
No mandatory notification duty in BC PIPA as of October 2026; the OIPC provides guidance and accepts voluntary reports

Law enforcement and fraud reporting

Cybercrime is crime. Report to your local police service, and to 911 if there is any threat to life or safety. Nationally, the RCMP launched the Report Cybercrime and Fraud system (reportcyberandfraud.canada.ca) in November 2025. It is run by the RCMP's National Cybercrime Coordination Centre (NC3) and the Canadian Anti-Fraud Centre (CAFC) and serves as a central repository for reports from individuals, businesses and organizations. Reports can include evidence such as screenshots, transaction records and emails. The CAFC also takes reports by phone at 1-888-495-8501 on weekdays.

If money has been sent to a fraudster, for example after a business email compromise, call your bank immediately as well. Speed matters for any chance of recalling or freezing funds.

Canadian Centre for Cyber Security

The Canadian Centre for Cyber Security (the Cyber Centre), part of the Communications Security Establishment, accepts cyber incident reports through its online portal at cyber.gc.ca. It uses reports to understand threats, help victims and warn others. Two points from its own reporting page are worth knowing: reporting to the Cyber Centre does not launch a law enforcement investigation, so report crimes to police as well; and you should not complete the form on a network or device you believe is compromised.

Insurer and contractual notices

Beyond your cyber insurer, look for contractual obligations. Common sources are client contracts and data processing agreements (often with short notice windows), payment card agreements, partner and supplier agreements, lender covenants and public-sector contracts. Under PIPEDA you must also notify other organizations or government institutions that may be able to reduce the risk of harm to affected individuals, such as a bank or card issuer, when you notify individuals.

Sector regulators

  • Federally regulated financial institutions: OSFI's Technology and Cyber Security Incident Reporting Advisory requires a written report to OSFI's Technology Risk Division and the Lead Supervisor within 24 hours, or sooner if possible.
  • Law firms: law society rules can require reports on loss of records or client property. In BC, for example, the Law Society's cloud guidance points to a written report to the Executive Director under Rule 10-4(2) and notice to the Lawyers Indemnity Fund.
  • Regulated health professionals: health colleges may have their own expectations, and PHIPA requires custodians to notify the IPC where a breach leads to discipline of a college member.
  • Other sectors, such as securities, energy and telecommunications, can have their own reporting rules. Check with counsel or your regulator.

A simple who-to-tell table

Put this table, with real names and phone numbers, into your incident contact sheet before you need it.

WhoTell them whenWho usually makes the call
Legal counsel
Immediately
Leadership
Cyber insurer / broker
Immediately, per policy terms
Leadership or counsel
Bank
Immediately if funds were sent or accounts are at risk
Finance
Police and Report Cybercrime and Fraud
Once the crime is identified; urgently if threat to safety
Leadership, with counsel
Canadian Centre for Cyber Security
When the facts are reasonably clear, from a clean device
IT or incident lead
Privacy regulator(s)
When the legal threshold is met, as soon as feasible
Counsel and privacy officer
Affected individuals
When the legal threshold is met, as soon as feasible
Counsel and privacy officer
Clients and partners
Per contract terms
Account owners, with counsel
Sector regulator (OSFI, law society, college)
Per their rules (OSFI: within 24 hours)
Compliance lead
Keep reading

Related reading.

Next step

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